Archive for the 'News' Category

Visa or MasterCard: Which Credit Card Should You Apply For?

Thursday, February 26th, 2009

Should you get Visa or MasterCard? Is one of them better than the other? Will one of them help your credit rating more than the other? Many people ask themselves these types of questions when they think about getting their first credit card or additional ones. The fact is, few differences exist between the two [...]

5 easy steps to eliminate credit card debt

Thursday, February 26th, 2009

For many, credit card and other personal debt is a fact of life. It’s not surprising: Advertisers constantly bombard consumers with buy-it-now messages. According to a survey by the consumer analyst firm, Mintel, the average debt in the UK for each man, woman and child is now £11,830. According to the Bank of England, at [...]

No credit history? No problem.

Thursday, February 26th, 2009

It’s the Catch 22 of credit: It takes good credit to get new credit. This is especially true for low-cost credit cards. But how does one get good credit when a credit history is required to even get a credit card? It’s true that most major credit card companies try to limit their financial risk [...]

Types of credit cards

Thursday, February 26th, 2009

Looking for a credit card? Before applying, decide what type of card will work best for you. There are a number of common types of credit cards available through banks or other financial institutions. They include:
Standard credit cards
Standard cards are the most typical unsecured credit cards and are readily available from most banks and financial [...]

Business Credit Cards - Its Importance in the Modern Society

Thursday, February 26th, 2009

It is an undeniable fact that credit cards play an important role in our society today.
For businessmen, business credit cards are a great help in separating their personal accounts from their business accounts. It is a convenient way to manage the company and the employee’s business expenditures. It also makes accounting and tax monitoring easier [...]

Choose the Best Business Credit Card and Save More Money

Thursday, February 26th, 2009

The development of technology has brought a new meaning to the word business. The introduction of credit cards has certainly shifted marketing to new heights. If you own a credit card you may well agree that it makes a whole lot of difference especially when it comes down to convenience.
Businesses today can greatly benefit with [...]

The Truth About Business Credit Cards

Thursday, February 26th, 2009

Do you own a business? Or still in the planning stage to start-up your own? Then a business credit card may just be the thing for you. A business credit card is the modified version of your personal credit card and a lot more.
The Benefits Of Business Credit Cards
First of all, it separates your personal [...]

Collecting Air Miles to Fly Away from the Credit Crisis

Thursday, February 26th, 2009

To tell the truth, I am so fed up with these sickening two words “credit crisis”. I turn on TV and hear these words. I step outside and passing-by people feel it their imperative duty to pronounce these crunching cr… cr… I get into a cab and the driver would talk to me about the [...]

Barack Obama about the Five-Star Credit Card Rating System

Thursday, February 26th, 2009

You must know about the five-star crash test rating system used in the automobile industry. Since it was implemented, the quality of new cars was considerably improved and the number of road accidents has slowed down. The idea of creating a similar system in respect of credit cards has long been stirring around but until [...]

Credit Card Applications - Five Terms to Watch For

Thursday, February 26th, 2009

A credit card can be a valuable piece of plastic to own. To get the most out of yours, though, you’ll want to be aware of the terms and conditions that come with it. Before you apply for a new card, make sure you have a solid understanding of what you’re signing up for. Here [...]